► I bought a used car in March 2025 from a person paying 6 lakhs completely through bank transfer. During the car handover he mentioned that he will get the loan cleared with this amount and initiate the RC transfer within 15 days by himself. He then kept on delaying the RC transfer by telling some lame reasons and in the month of October 2025, he tells that the car has gone to seizing due to non payment of loan. He confesses during that time that he is not the original owner but someone else is the owner but during the handover time, he has signed the delivery note himself stating that he is the owner. Unfortunately, his name and the original owner name are almost the same so we got fooled there and I still regret it. As of now, this fraud seller is not clearing the loan or giving proper information about the loan or not taking the car back and returning our amount. He is just giving dates on dates telling some bullshit reasons and in 2 months it will be a year where the car has not been driven from past 6 months.
Can I please get an advice of what are the cases which I can put on this person and recover my money as I am very sure that he will not get the loan cleared since it is not his car at all?
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1 answer
1 Answer
Jan 20, 2026
Dear Sir,
Send a Legal Notice (within 7 days)
Through an advocate:
Demand refund of ₹6 lakhs within 7–10 days
Mention criminal consequences
Attach proof of payment
This strengthens your case and shows intent to recover, not delay.
File FIR (don’t wait anymore)
Take:
Bank transfer proof
Delivery note signed by him
Messages / calls promising RC transfer
Any admission that he is not owner
If police hesitate:
Ask for written refusal
Then file private complaint before Magistrate (CrPC 200)
Magistrate can order FIR and investigation.
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